# For Lenders

### Intelligent Credit Assessment 

[Lenders, underwriters and analysts - we introduce you to **AI-driven Credit Intelligence**.](#user-content-fn-1)[^1]

* Score a portfolio of existing borrowers and act proactively when their projected financial health indicates a concern. 
* This goes for potential borrowers too - upload their financial indicators over the past 4 quarters to quickly calculate their current credit signal and access their projected financial health.

Letter based credit ratings offer only a surface-level view. Synnax takes you deeper. Predictive financial ratios, derived from the collective wisdom of decentralized AI, are now at your fingertips to enrich your in-house assessments.

Manipulation and bias resistant credit insights delivered in real-time.

#### Going Above and Beyond

Beyond the traditional letter rating, Credit Intelligence provides real-time insights into:

* A headline Credit Signal (similar to a credit rating)
  * Current Signal - based on realized data
  * Projected Signal - based on decentralized predictions and updated in real-time
* 22 Predictive Financial Ratios
  * Generated from decentralized predictions
  * Updated in real-time
* R-Score (Resiliency Score)
  * 1 - Probability of default
  * Calculated from decentralized predictions
* ZK/e - Zero Knowledge Proof-of-Equity (coming soon)
  * Privacy-preserving proofs for on-chain and off-chain assets & liabilities

Customizable charts for each metric.

***

Credit Intelligence equips Synnax users with additional, powerful credit data insights to bolster their investment decision-making process and refine their in-house credit evaluations.

Data requirements are outlined in the [Uploading Data to Synnax](https://docs.synnax.ai/synnax/private-entities-onboarding/uploading-data-to-synnax-pro) Pro section.

### **Discover Synnax’s real-time Credit Intelligence:** [synnax.app](https://synnax.app)

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