# For Lenders ### Intelligent Credit Assessment [Lenders, underwriters and analysts - we introduce you to **AI-driven Credit Intelligence**.](#user-content-fn-1)[^1] * Score a portfolio of existing borrowers and act proactively when their projected financial health indicates a concern. * This goes for potential borrowers too - upload their financial indicators over the past 4 quarters to quickly calculate their current credit signal and access their projected financial health. Letter based credit ratings offer only a surface-level view. Synnax takes you deeper. Predictive financial ratios, derived from the collective wisdom of decentralized AI, are now at your fingertips to enrich your in-house assessments. Manipulation and bias resistant credit insights delivered in real-time. #### Going Above and Beyond Beyond the traditional letter rating, Credit Intelligence provides real-time insights into: * A headline Credit Signal (similar to a credit rating) * Current Signal - based on realized data * Projected Signal - based on decentralized predictions and updated in real-time * 22 Predictive Financial Ratios * Generated from decentralized predictions * Updated in real-time * R-Score (Resiliency Score) * 1 - Probability of default * Calculated from decentralized predictions * ZK/e - Zero Knowledge Proof-of-Equity (coming soon) * Privacy-preserving proofs for on-chain and off-chain assets & liabilities Customizable charts for each metric. *** Credit Intelligence equips Synnax users with additional, powerful credit data insights to bolster their investment decision-making process and refine their in-house credit evaluations. Data requirements are outlined in the [Uploading Data to Synnax](/synnax/private-entities-onboarding/uploading-data-to-synnax-pro.md) Pro section. ### **Discover Synnax’s real-time Credit Intelligence:** [synnax.app](https://synnax.app) [^1]: --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.synnax.ai/synnax/synnax-private-credit/for-lenders.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.