For Lenders

Intelligent Credit Assessment

• Score a portfolio of existing borrowers and act proactively when their projected financial health indicates a concern.

• This goes for potential borrowers too - upload their financial indicators over the past 4 quarters to quickly calculate their current credit signal and access their projected financial health.

Letter based credit ratings offer only a surface-level view. Synnax takes you deeper. Predictive financial ratios, derived from the collective wisdom of decentralized AI, are now at your fingertips to enrich your in-house assessments.

Manipulation and bias resistant credit insights delivered in real-time.

Going Above and Beyond

Beyond the traditional letter rating, Credit Intelligence provides real-time insights into:

• A headline Credit Signal (similar to a credit rating)

  • Current Signal - based on realized data

  • Projected Signal - based on decentralized predictions and updated in real-time

• 22 Predictive Financial Ratios

  • Generated from decentralized predictions

  • Updated in real-time

• R-Score (Resiliency Score)

  • 1 - Probability of default

  • Calculated from decentralized predictions

• ZK/e - Zero Knowledge Proof-of-Equity (coming soon)

  • Privacy-preserving proofs for on-chain and off-chain assets & liabilities

Customizable charts for each metric.

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Credit Intelligence equips Synnax users with additional, powerful credit data insights to bolster their investment decision-making process and refine their in-house credit evaluations.

Data requirements are outlined in the Uploading Data to Synnax Pro section.

Discover Synnax’s real-time Credit Intelligence: synnax.app