For Lenders

Intelligent Credit Assessment

Lenders, underwriters and analysts - we introduce you to AI-driven Credit Intelligence.

Letter based credit ratings offer only a surface-level view. Synnax takes you deeper. Predictive financial ratios, derived from the collective wisdom of decentralized AI, are now at your fingertips to enrich your in-house assessments.

Manipulation and bias resistant credit insights delivered in real-time.

Going Above and Beyond

Beyond the traditional letter rating, Credit Intelligence provides real-time insights into:

  • A headline Credit Signal (similar to a credit rating)

    • Current Status - based on realised data

    • Projected Signal - based on decentralized predictions and updated in real-time

  • 22 Predictive Financial Ratios

    • Generated from decentralized predictions

    • Updated in real-time

  • R-Score (Recovery Score)

    • 1 - Probability of default

    • Calculated from decentralized predictions

  • ZK/e - Zero Knowledge Proof-of-Equity

    • Privacy-preserving proofs for on-chain and off-chain assets & liabilities

Predictive financial ratios are available in a number of different views including daily output distributions, median/average & +- standard deviations, and time series charts.


Credit Intelligence equips Synnax users with additional, powerful credit data insights to bolster their investment decision-making process and refine their in-house credit evaluations.

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